Livelihood & Economic Development

Featured Blog Post

De-Hyping Mobile Money. Is it Reaching the Poor? CGAP's Got Data!

Is mobile money living up to the hype? Does it provide more and better financial services for low-income and poor people? Our great friends over at CGAP, the definitive source on credible research on mobile money and branchless banking, have gathered data on 16,000 mobile money customers in seven coutries to understand better how far branchless banking is reaching the unbanked. The results are published in a new CGAP paper.

As fas as we know, this is the first time such an extensive data set has been collected. It sought to answer three questions: Is mobile banking reaching poor customers? Is it more affordable than traditional banking? And lastly, do customers get what they want?

The CGAP researchers looked at 18 branchless banking providers with more than 50 million customers in 10 countries.  What did they find?

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Featured How-to

How to Set Up an SMS System

SMS is everywhere, in an amazing diversity of applications. From enabling 'instant protest' in the Philippines, Spain and Albania, to election monitoring in Ghana, Lebanon, and Sierra Leone to HIV/AIDS education and support in Mexico and South Africa, we've seen that 160 characters can make a difference.

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Featured Case Study

BabaJob: Bringing Jobs to People at the Bottom of the Pyramid

Finding a job is hard but in India, BabaJob is making the process a bit easier for job seekers at the bottom of the pyramid.

Started in Bangalore in March of 2007, BabaJob is a matching resource for blue-collar workers looking for jobs. Sean Blagsvedt, co-founder of BabaJob, explains that the inspiration came from Anirudh Krishna’s research paper “Escaping Poverty and Becoming Poor: Who Gains, Who Loses, and Why?” Blagsvedt learned that most people moved out of poverty through job diversification. However, he noticed that most job-finding resources in India were designed for people seeking white collar jobs. Blue-collar workers and those at the bottom of the economic pyramid had to rely on word of mouth or luck in order to find the jobs that could help them move out of poverty. He decided to create a resource that would allow workers in India to find jobs in their fields and born was Babajob.

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Featured Case Study


Web based platform for collecting structured data using various mobile devices. Design surveys and share them through URLs with any mobile user. No installation required.

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