In the coming years the global health community will turn more attention to the issue of universal health coverage, and new micro-savings and micro-insurance products are likely to enter developing country markets, often facilitated through the use of mobile money. The case studies of emerging business models presented in this paper could act as a launching point for a community of practice and global discussion on new business models in mHealth / Mobile Finance Services (MFS) and the contribution they can make to enhance access to health systems and extend the reach of insurance to the poor.
The objectives of this second report are to:
1. Identify the newest MFS and mHealth intersection use cases that have been, or will be, implemented in the near term that could provide significant value to health system strengthening including those associated with the Millennium Development Goals (MDGs) of reducing child mortality rates and improving maternal health;
2. Highlight the characteristics of key markets that have the foundational prerequisites in place to reap the benefits of leveraging MFS for facilitating universal health coverage and enhanced access to health care; and
3. Identify key challenges faced and future trends that will reduce existing barriers for future implementations.
This paper aims to provide further guidance and spur implementation initiatives in emerging markets by health service providers, non-governmental organizations (NGOs), mobile money operators, and government health policy workers that seek to enhance health systems for the poor through the use of MFS.
In the coming years the global health community will turn more attention to the issue of universal health coverage, and new micro-savings and micro-insurance products are likely to enter developing country markets, often facilitated through the use of mobile money. The case studies of emerging business models presented in this paper could act as a launching point for a community of practice and global discussion on new business models in mHealth / Mobile Finance Services (MFS) and the contribution they can make to enhance access to health systems and extend the reach of insurance to the poor.
The objectives of this second report are to:
1. Identify the newest MFS and mHealth intersection use cases that have been, or will be, implemented in the near term that could provide significant value to health system strengthening including those associated with the Millennium Development Goals (MDGs) of reducing child mortality rates and improving maternal health;
2. Highlight the characteristics of key markets that have the foundational prerequisites in place to reap the benefits of leveraging MFS for facilitating universal health coverage and enhanced access to health care; and
3. Identify key challenges faced and future trends that will reduce existing barriers for future implementations.
This paper aims to provide further guidance and spur implementation initiatives in emerging markets by health service providers, non-governmental organizations (NGOs), mobile money operators, and government health policy workers that seek to enhance health systems for the poor through the use of MFS.
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